Independent, not tied to one carrier
No one insurance company employs us. We compare plans from the carriers we represent, and if the coverage you have is already the right one, we say so.
About us
About St. Louis Senior Insurance
St. Louis Senior Insurance is licensed and independent, here for people in and around St. Louis who want clear answers about their coverage. When you call, you reach the same local team each time.
Our licensed insurance agents help people turning 65, retirees leaving a job-based plan, and anyone who thinks their plan stopped fitting, from Florissant and the city to Kirkwood, Webster Groves and St. Charles. We work on Medicare and final expense coverage, and nothing else, so we spend our days on those two.
- Licensed help with Medicare and final expense
- Serving St. Louis City, St. Louis County and St. Charles
- A free plan review every year
How we work with you
We know the St. Louis area
We keep track of which plans work with BJC, Mercy, SSM Health and St. Luke's doctors, and with the independent practices around the county.
No cost, no pressure
You don't pay us. The carriers we represent do, and your premium is the same whether you enroll with us or by yourself.
What happens during a review
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1
First, your doctors
Tell us which doctors and specialists you want to keep seeing. People who switch plans and then lose a doctor they like are the ones who regret it most.
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2
Next, your prescriptions
We price each medication, at your dose, in the drug lists of the plans sold in your ZIP code.
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3
Then, the numbers
For each Advantage and Medigap option, you see the premium, deductible and copays, plus a fair guess at what the whole year would cost.
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4
You choose, and we do the paperwork
Keeping your current plan is a perfectly good result. Either way, we'll be around for next fall's review.
A licensed agent picks up
Call 314-463-5815 Mon-Fri, 8:30am-5:30pm CT. A licensed agent answers. If you call after hours, leave a message and we'll call you back the next business day.
Who we help
- People turning 65 in St. Louis City, St. Louis County and St. Charles County
- Retirees coming off a company group plan
- Anyone whose plan changed its benefits for next year
- Families who want funeral costs covered ahead of time
- Adult children helping a parent with coverage
We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Talk with a local team that knows St. Louis
It's free, and you don't have to enroll with us.