Resources
Medicare Notes for St. Louis
Short articles on the Medicare choices people around St. Louis make each year: deadlines, drug costs, which hospitals a plan includes, and the fine print that changes every January.
Each one links to a longer guide on this site. Read as much as you need, and stop once you have your answer.
- Written for St. Louis readers
- Written in plain words
- St. Louis City, St. Louis County and St. Charles
Latest
Articles and guides
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Enrollment Guide
Your St. Louis to-do list before December 7
Open Enrollment ends December 7. Three things to check before then: your Annual Notice of Change, your drug list, and whether your doctors are in next year's network.
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Plan types Guide
HMO or PPO? What it means at Barnes-Jewish and Mercy
The network rules decide whether a plan pays for your specialist visit. Here's how HMO and PPO Advantage plans handle care at BJC, Mercy and other St. Louis hospitals.
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Prescriptions Guide
Why the lowest Part D premium can cost you more
On a drug plan, the monthly premium tells you the least. The drug list, the tiers and the preferred pharmacies set most of what you'll pay in a year.
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Medigap Guide
Plan G or Plan N for St. Louis retirees?
Every Plan G pays the same benefits, and so does every Plan N, so you're weighing premium against copays. We also cover Missouri's yearly Medigap anniversary switch.
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Turning 65 Guide
Turning 65: the dates, month by month
You get a seven-month sign-up window and one Medigap window, and there's a costly trap if you work past 65. Here's a month-by-month plan.
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Costly errors Guide
Seven Medicare mistakes that cost St. Louis seniors money
Late sign-ups, plans bought off a TV ad, and coverage nobody looked at in years. You can't undo many of these later, but you can avoid all of them.
Have a specific question? Try the Medicare FAQs or the Medicare checklist.
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Call with a single question. We'll answer it, and you don't have to book a review.