St. Charles County · Medicare help
Medicare Plans and Help in St. Charles, MO
St. Charles is across the Missouri River, with SSM Health St. Joseph in the city and Barnes-Jewish St. Peters next door. We compare Medicare plans with you by phone at no cost.
- Doctors and prescriptions checked first
- Medicare Advantage, Medigap and Part D
- No cost for our help
- Phone appointments, Mon-Fri, 8:30am-5:30pm CT
Medicare in St. Charles
Medicare notes for St. Charles
St. Charles had 70,493 residents in the 2020 census. It was Missouri's first state capital, and the old capitol building on Main Street is now a state historic site. For hospital care, SSM Health St. Joseph Hospital sits at 300 First Capitol Dr. in the city. Barnes-Jewish St. Peters Hospital, part of BJC, is in neighboring St. Peters. Veterans have the St. Charles County VA Clinic on Veterans Memorial Parkway.
Medicare plans are sold by county, so the plans offered in St. Charles County can differ from the ones across the river in St. Louis County. If you moved here from the other side, don't assume last year's plan still fits. With Medicare Advantage, check that St. Joseph or St. Peters is in network, along with any St. Louis specialist you still see. A Medicare Supplement covers any doctor who takes Medicare on either side of the river, so a trip to a Barnes-Jewish specialist in the city stays covered.
Getting to appointments takes a little planning, since Metro's bus and train network mostly serves the St. Louis side of the river. The City of St. Charles runs the Charley Bus, a curb-to-curb ride inside city limits on weekdays that you book at least a day ahead. ITN Gateway gives rides to adults 60 and older anywhere in St. Charles County for an annual membership fee. OATS Transit also serves the county at 314-888-6720, and its rides are open to riders of any age.
Aging Ahead covers St. Charles County too, with a St. Charles senior center (636-949-0658), Meals on Wheels and caregiver help. The nearest Social Security office is on Executive Centre Parkway in St. Peters. For free, unbiased counseling, call Missouri SHIP. For prices on the plans we offer in St. Charles County, call us for a free review.
Where to go from here: read how Medicare Advantage and Medicare Supplement plans differ, look at Part D drug costs, or lay out your turning-65 dates.
Have your St. Charles Medicare options checked
Share your ZIP code, your doctors and your prescriptions. A licensed insurance agent compares the plans we represent in St. Charles and calls you back during business hours. Our help is free.
What to expect
Free review- A licensed agent calls you back during business hours, Mon-Fri, 8:30am-5:30pm CT
- Your doctors and prescriptions get checked before any plan is suggested
- No fee for our help, and your premium is the same either way
- No obligation to enroll, and no pressure if you'd rather stay put
Reviewed by the licensed insurance agents at St. Louis Senior Insurance. Last reviewed: October 2026. Office hours: Mon-Fri, 8:30am-5:30pm CT.
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A licensed agent will call you during business hours, Mon-Fri, 8:30am-5:30pm CT. If you'd rather not wait, call 314-463-5815 now.
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