St. Louis County · Medicare help
Medicare Plans and Help in Kirkwood, MO
Kirkwood sits between two big hospital campuses on Ballas Road, and each one belongs to a different health system. We help you sort out which plans cover yours, by phone and at no cost.
- Doctors and prescriptions checked first
- Medicare Advantage, Medigap and Part D
- No cost for our help
- Phone appointments, Mon-Fri, 8:30am-5:30pm CT
Medicare in Kirkwood
Medicare notes for Kirkwood
Kirkwood had 29,461 residents in the 2020 census, and its downtown farmers' market has run since 1976. The closest big hospitals are on Ballas Road. Missouri Baptist Medical Center, part of BJC, is at 3015 N. Ballas. Mercy Hospital St. Louis is a few miles south at 615 S. New Ballas. Veterans often use the VA campus at Jefferson Barracks in South County.
Two hospitals from two systems on the same road is the reason to check networks by name. A Medicare Advantage plan may include BJC doctors and leave out Mercy ones, or the other way around, and the lists can change each January. If your heart doctor is at Mercy and your surgeon is at Missouri Baptist, make sure both are in the plan before you sign. A Medicare Supplement such as Plan G or Plan N skips that question, since it works with any doctor in the country who takes Medicare. You pay a higher monthly premium for that, and you add a separate Part D drug plan.
Metro gives half fare on MetroBus and MetroLink to riders 65 and older and to anyone with a Medicare card, through a Reduced Fare Permit. The Transit Access Center that issues permits moved to the North County Transit Center on Pershall Road in May 2026. Call ADA Services at 314-982-1510 before you go. Riders who can't use the regular bus because of a disability can apply for Call-A-Ride vans at 314-982-1505.
Close to home, the Kirkwood Public Library on East Jefferson Avenue mails books to homebound readers and helps with technology. The Shepherd's Center of Webster/Kirkwood runs programs for adults 55 and older. Aging Ahead, the Area Agency on Aging for St. Louis County, handles Meals on Wheels and caregiver help. For free one-on-one counseling, call Missouri SHIP. When you want plan prices for your ZIP code, call us for a free review.
Where to go from here: read how Medicare Advantage and Medicare Supplement plans differ, look at Part D drug costs, or lay out your turning-65 dates.
Have your Kirkwood Medicare options checked
Share your ZIP code, your doctors and your prescriptions. A licensed insurance agent compares the plans we represent in Kirkwood and calls you back during business hours. Our help is free.
What to expect
Free review- A licensed agent calls you back during business hours, Mon-Fri, 8:30am-5:30pm CT
- Your doctors and prescriptions get checked before any plan is suggested
- No fee for our help, and your premium is the same either way
- No obligation to enroll, and no pressure if you'd rather stay put
Reviewed by the licensed insurance agents at St. Louis Senior Insurance. Last reviewed: October 2026. Office hours: Mon-Fri, 8:30am-5:30pm CT.
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A licensed agent will call you during business hours, Mon-Fri, 8:30am-5:30pm CT. If you'd rather not wait, call 314-463-5815 now.
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